Job Description

Job Overview:

Are you passionate about helping people achieve their homeownership dreams? We're looking for a motivated Mortgage Loan Officer to join our dynamic team. In this role, you'll work closely with the Mortgage Sales Manager and have the flexibility to work remotely or from one of our office locations. Please note that this position involves occasional travel to meet with clients and attend office meetings.

Key Responsibilities:

- Client Engagement: Identify and reach out to potential clients seeking residential mortgage solutions.
- Lead Conversion: Convert both inbound and outbound sales leads into mortgage applications.
- Financial Assessment: Evaluate clients' financial needs and recommend the best mortgage products and rates.
- Sales Goals: Meet monthly sales performance targets.

Core Duties:

- Loan Processing: Originate, negotiate, and secure residential mortgage loans from start to finish.
- Applicant Support: Counsel and advise applicants throughout the loan process.
- Documentation: Collect necessary information and documents from applicants and relevant parties.
- Loan Details: Establish and communicate interest rates, points, fees, and other charges associated with loans.
- Application Management: Monitor loan applications and keep all parties informed of their status.
- Coordination: Work closely with team members to ensure smooth loan processing and closing.
- Customer Service: Address questions and resolve issues related to loan closings.
- Product Information: Share details about our loan products and services with real estate professionals.
- Reporting: Prepare reports, maintain accurate loan files, and ensure proper document retention.
- Additional Duties: Perform other tasks as needed.

Skills and Qualifications:

- Experience: At least 3 years in managing and negotiating loans in a fast-paced environment.
- Knowledge: Familiarity with loan processing guidelines, including Fannie Mae, Freddie Mac, and FHA.
- Expertise: Strong understanding of standard loan practices, documents, and real estate terms.
- Market Insight: Solid grasp of the mortgage market.
- Language Skills: Proficiency in Mandarin (Chinese) is preferred.
- Location: Must be based in California.

Compensation:

- Salary: $52,000 - $200,000 per year, plus commission (1099).
Employment Type: Full-Time
Salary: $ 40,000.00 140,000.00 Per Year

Job Tags

Full time, Remote job,

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